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Summer Ice Cream Savings

Keep the good times rolling this summer with Blue Bunny!

The summer is the best time for ice cream . . . and what makes ice cream even sweeter is a discount deal.

Check your local newspaper on Sunday, August 2 for a special offer on Blue Bunny ice cream cartons, cones, sandwiches and bars redeemable at a retailer near you.

We have a special place in our hearts for Blue Bunny . . . on vacation a few years back we took a Blue Bunny Factory tour - oh what a memory, especially the free ice cream at the end! We had the nicest tour guide too!

Pick up the deal this Sunday and enjoy a cool treat. Whether it's the signature Bunny Tracks, classic Simply Vanilla ice cream sandwiches or irresistibly fun Mini Swirls, ice cream aficionados throughout all 50 states can choose from tantalizingly tasty Blue Bunny ice cream flavors and a delectable collection of cones, sandwiches and bars. Made in Le Mars, Iowa, Blue Bunny uses fresh milk sourced from local dairy farms and turns it into delicious ice cream within 24 hours.

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Free Online Movies Sites

One of the biggest budget busters is overspending on recreation. We recently did "dinner and a movie" for a date night. If we hadn't had movie gift cards (from Christmas) and coupons from Sweet Tomatoes (one of our favs) we would have spent $45 for just the two of us. There has to be a better way to spend time without spending a fortune.

We love cocooning at home after a long day of work - we select a good movie, sit on the couch and share a fresh fruit smoothie or a bowl of popcorn. We still get movies from our public library - we love that we can reserve them online and then pick them up a few days later. But a couple years ago we purchased a BluRay player with WiFi access and have been enjoying watching movies online, on our TV for Free. Here's a list of websites that offer free movies. 
Classic Cinema Online: Free online streaming service offering classic and vintage films, including silent films.
Crackle: Sony’s free streaming service that offers movies, series and original content. Supported devices include mobile devices, smart TVs, streaming media players and gaming consoles.

Free Movies Cinema: Free service that promotes fan films by streaming “independent films published through official channels by directors or production companies that come to [the company’s] attention.” TV series are also available.Hulu: Subscription-based streaming service that offers movies, series and original content. A free account includes access to a limited number of episodes. A paid account, which costs $7.99 per month, includes unlimited access. Supported devices include mobile devices, TVs/Blu-ray players, streaming media players and gaming consoles.

Internet Archive‘s Moving Image Archive: The Internet Archive is a 19-year-old nonprofit organization “founded to build an Internet library. Its purposes include offering permanent access for researchers, historians, scholars, people with disabilities, and the general public to historical collections that exist in digital format.” Its Moving Image Archive is a video library containing nearly 2 million user-uploaded items that “range from classic full-length films to daily alternative news broadcasts to cartoons and concerts.”

MoviesFoundOnline.com: Free streaming service that curates video content freely available on video-hosting websites like YouTube and Vimeo. Content ranges “from old cult classics to new independent movies” and also includes short films, documentaries, animations and series.

Read More...

Student loan debt and student loan interest

Student Loan Debt has me Seeing Black and Red

The total amount of outstanding student loan debt is a number often thrown around—a staggering 1.3 trillion dollars. It’s just 2 digits and a decimal point, but in reality it’s a much larger number with huge ramifications and it's making me see red!

Can you imagine having to write a check for:

1 Trillion     3 Hundred Billion    Dollars

Or $1,300,000,000,000.00

Breaking it down:

There are 40,000,000 students who currently owe money for student loans.

Divide 1.3 billion by 40 million and you get an average of $32,500 per student. Of course some borrowed much less - like a friend of ours, Anna. She borrowed a couple of thousand dollars her first year of college, then decided to do things differently. She worked hard all summer, paid off the debt and then applied for a job as an RA. Bingo, free room and board. Because of good grades her tuition was covered. She just graduated - debt free . . . with a positive net worth — in the black!

Unfortunately (or fortunately for her), she can't be counted in the 1.3 trillion dollars of debt. And she can't even be counted in the average, but there are some students who worked hard and worked smart to pay for school, and in the end graduated with a couple of thousand dollars in debt.

Good for them.

Bad for the average.

For everyone who graduates with $2000 debt that means that someone else (who wants to keep the statistics correct) would have chosen to borrow $63,000. We know. It's not really that way. But when you look at statistics sometimes you just think irrational thoughts.

Okay enough with the average amount owed. Let’s get to the point of this blog.

Interest: The cost of borrowed money. The little charge that has huge ramifications if you continue to pay it year after year  after year. We haven't heard anyone mention how much interest is being paid each year on that 1.3 trillion dollars in debt. And honestly, there's just no way to know exactly what that amount is, but we can do some calculations.

Let's be generous and estimate an average of 4 percent interest.

We know some are paying much more and some may be paying a little less. But for arguments sake let's just go with 4 percent.

$1,300,000,000,000.00 x .04= $52,000,000,000

Check my math—is it correct? 
Because if it is, I came up with $52 BILLION in interest being paid each and every year.

By the way, if you divide the $52 billion Read More...

Dual Credit, at, home, clep, dantes, DSST, credits, test, graduate, charter oak state

Smart College Idea: Save 80 Percent - Dual Credit at Home

We met Becky Muldrow in San Antonio, Texas at a conference where we were speaking. Becky is a mom, and a smart one at that. With 10 kids she has to be. But what stood out most to us was her absolutely ingenious way of helping her kids get through college in less than 2 years, at minimal costs and mostly from home. If you have kids who want a fast track through college or, if you're an adult looking for an inexpensive and fast way to finally finish that degree, you've GOT TO READ what Becky and her kids have done. It's absolute GENIUS.


While this concept is designed for Home Schooling families, we're asking you to think a little deeper. This concept could work for adults wanting to finally get that college degree, or for motivated kids who attend public or private school to get a jumpstart on college. Think, think, think. 
 

Warning, this is a long article . . . actually it's a transcript of Becky's presentation she shares around the country. A decision to use Dual Credit at Home isn't going to be a quick one. But if you do decide to pursue the system that Becky has created, at the bottom of this page you'll find a discount offer she's giving exclusively to our readers.

 

How to Earn a Bachelor’s
Degree During High School

Learn how with Dual Credit at Home
Slide1 Dual Credit At Home, College, Debt, Student, loan, studentloan

Hi, my name is Becky Muldrow and like many of you, I am a home school mom. Our family has been blessed with ten children, from age twenty-eight all the way down to ten.

I’m sure that all of you parents will agree that there is a BIG difference between home educating a ten year old and a teenager. When your son is ten, you’re just worried about helping him stay focused long enough to get a whole day of school finished! But when he reaches those teenage years, you start to worry about a big seven-letter word. C-O-L-L-E-G-E!

Slide2 Dual, Credit, At, Home, StudentLoan, Debt, College, Debt, Free, Dantes, Clep

 

College is our culture’s pinnacle of educational achievement. It’s also the bane of our pocketbooks. Worrying about your child’s future education has the potential to keep you up at night AND empty your savings accounts. A degree doesn’t just consume money. It can also cost our young people many extra years of their greatest commodity —- time.
 

For many families, college isn’t always a blessing. It can also be a problem.

As home school parents, we’ve obviously been thinking outside the box. My husband and I love to challenge our kids to be creative, innovative problem solvers. One of the most respected home school students of all time, Albert Einstein, has great advice for all of us: “We cannot solve our problems with the same thinking we used when we created them.” Now you and I didn’t create the existing problems with higher education. But when it comes to deciding how we’re going to approach college, both the METHOD of education and the COST, in our own families, we can’t use the world’s way of thinking.
 

Today I’d like to share with you how our family has solved our college problem. Over the next few minutes, I will explain a different approach to earning an accredited bachelor’s degree that has been successful for not just our family, but thousands of other families as well. You’ll know six key advantages about the dual credit approach and how to earn a bachelor’s degree during high school.

Home schooling high school is a good time to remember these words of Galatians 6: Read More...

upright freezer is a mess

Freezing Bread—The Secret is in the Freezer

Question: Some of my store bought loaves of bread get freezer burned on the  outside even though I wrap them individually in plastic bags before freezing. But I heard on one of your videos that you freeze your bread in a brown paper bag.  Do you put them in plastic bags first, then store them in the paper bag before freezing?  I do store the bread to one side of my upright freezer—should I put it in the middle so the sides of the bread aren't near the side of  the freezer?  Thanks a million for your advice.  Wouldn't have bought the freezer without having read Cut Your Grocery Bill in Half!  It's a  real money saver.  Diane

Answer: The secret to successfully freezing bread is in the freezer not the brown paper bags! We use the paper grocery sacks to organize our chest freezer putting similiar items in each bag (pork in one, frozen veggies in another etc.). Our grocery book has a section that illustrates how we stack items in our chest freezer.

Plastic bags: When freezing bread you do want to keep air and moisture out. To accomplish this, we wrap our store bought bread in a second plastic bag. But the type of bread you freeze plays a roll too. Whole wheat bread freezes fine, if put in a plastic bag and stored for only a couple of weeks. White bread doesn’t freeze well and becomes mushy when defrosting. You can put a paper towel in the bread bag as it’s defrosting to absorb moisture and it should help.

Your Freezer: Another factor is the type of freezer you have. Usually upright freezers are frost-free, which means they have a fan that runs constantly to keep frost from forming, but that same fan also will dehydrate and cause freezer burn for items left in it for too long. Where the bread goes in your freezer should not matter. Most likely the problem you’re experiencing is from storing the bread too long in a frost-free freezer. When it's time to replace your freezer consider buying a non-frost-free model. It's a little more work, but will keep your food fresher, longer.


 

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