America's Cheapest Family Budget System - Economides Medical Savings Audio

 

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About our Blog

Poster: 
Steve

Welcome to our blog. We regularly post Questions and Answers here along with our money saving experiences and comments on current economic events. 

Unfortunately due to time restrictions, we aren't able to respond to every personal finance question we receive. But, if you are a website subscriber, you can ask us four personal finance questions each year and you'll receive a personal answer from us.

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Are You Attracting Wealth?

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Magnetic Money - use a budget

 

"Wealth is attracted toward those who actively manage it."

America's Cheapest Family Budget System is a tool to help you get Right on the Money and Give you Hope!

If you want to reach your financial goals and live debt free, this is the tool for you! Steve & Annette use this exact system and so have their older children.

By spending about 2 hours every two weeks you'll know EXACTLY how much money you have:

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Dealing with an Increasing Mortgage Payment

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Mortgage Payment Increases because of escrow / Impound deficit

Question: My mortgage payment keeps going up due to there not being enough in my escrow account. I have never missed a payment but other bills have suffered as a result of the increased monthly amount.

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My Teenager “Can’t” Save Money!

Poster: 
Steve
teen budgeting money

Question:

4.5

Cell Phone Savings Again

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T-Mobile, Tmobile Nexus Google Phone, family plan

T-MOBILE MORE DATA

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Encouragement - The most powerful motivator.

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Charles Schwab

"I consider my ability to arouse enthusiasm among the men, the greatest asset I posess, and the way to develop the best that is in a man is by appreciation and encouragement!"

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Buying a Cell Phone To Save

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 LG C800 MYTOUCH Q

Question:

This is a comment about your MoneySmart Family Email newsletter. You had a brief article about T-Mobile and their monthly plans without contracts.  BUT, what do you do about buying a phone?  Our family has used Go Phones for the past 6 years, but we need to upgrade.  The T-Mobile family plan looks great, but how does one afford a phone?

Answer:

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McDonalds at Home?

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McDonalds Cheeseburger and fries

Question:

I'm a single mom of an autistic son.  We live off  his disability check. After our bills are paid, we have about $84 left each month. We get other government aid, like insurance and food stamps. I use coupons and buy in bulk; I do everything frugally but I can barely save anything. My son has a routine. The luxury he likes is his cheeseburger, fries, and sweet tea from mostly McDonald's or somewhere else cheap. How do I try to break him of the habit of fast food places?

Answer:

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Vacation With What You Have!

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Family Vacation at the Beach

Vacations are more fun when you aren’t paying for them months or even years later. Put away your credit cards and commit to vacationing this year ONLY with cash you have saved. Here are a few ideas that have worked for us.

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Teen Summer Jobs

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teen summer jobs

With the job market and corporate earnings both depressed, it might not be easy for your teen to get a job this summer. It’s time to think out of the box. Many high schools require a good number of community service hours before graduation. Why not help your teen find a job in an industry they are interested in and let them volunteer. They can provide free help to a business and get to know if that type of work is something they would like to pursue as a career. It’s especially helpful if you have a relationship with someone at the business where your teen wants to volunteer.

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