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Steve and Annette's Blog Articles

About our Blog

Poster: 
Steve

Welcome to our blog. We regularly post Questions and Answers here along with our money saving experiences and comments on current economic events. 

Unfortunately due to time restrictions, we aren't able to respond to every personal finance question we receive. But, if you are a website subscriber, you can ask us four personal finance questions each year and you'll receive a personal answer from us.

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Get Right On The Money - Manage your Income Better - and get a discount too!

Poster: 
Steve
Happy Money - Get a budget

It's a new year and time for a new start with managing your money. You'll enjoy this super-practical, money-saving audio recording from a live seminar we presented a few years ago.

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Taming Technology - Book Excerpt

Poster: 
Steve
Texting at the dinner table

Question: I was wondering how you deal with kids and technology, particularly cell  phones and texting. I remember reading in your books that you do not allow texting at the dinner table, but how does your family deal with kids and cell phone plans, etc? Thanks so much!!

Answer: You ask a great question and we actually answered it in our upcoming book The MoneySmart Family System. So we’ll give you a preview here:

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Lending to a Niece for a Car—Went Flat

Poster: 
Steve
Stressed out over loans to family

Question: I bought a car for my niece, but didn’t have the cash so I put it on my credit card. It was only $5,000 but my niece has stopped making payments to me and offered to give me the car back. She says the car is only worth about $1800 now. What should I do?

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Sick Pets on a Budget

Poster: 
Steve
Pets on a budget

Question: One of our cats got really sick and we tried to help her, but she finally had to be put to sleep. The vet bills added up to a couple of thousand dollars, which we didn’t have.  She’s gone, we’ve grieved, and now we’re struggling to make the payments each month. Do you have any advice to pet lovers?

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Discounts on Famous Footwear - Hurry Limited Time Deal

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Poster: 
Steve

RECOMMENDED DEALS Amanda from Illinois tipped us off to this deal from Famous Footwear. Download this coupon for 20% off any purchase. Great for prom shoes or summer sneakers. You've got to move fast though, because this deal expires on May 13 - Mother's Day.

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Use Your Head When it Comes to Lettuce

Poster: 
Steve
Leaf Lettuce

In our book, Cut Your Grocery Bill in Half, we chronicled Steve’s test of weighing more than 200 pounds of produce to determine if bulk packed or loose produce was a better deal. We discovered savings as high as 54 percent! You can read the results here if you’re a website subscriber.

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We Drive 20th Century Cars

Poster: 
Steve
old car

Hello Annette and Steve,

Just the other day I was telling my husband that I wished his mom had been able to write down her zucchini relish recipe before she became too arthritic to write.  Then I open this email and see the relish recipe that your friend has given you to publish and I am so psyched that I can finally make this for my family!!

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Getting Your Money's Worth

Poster: 
Steve
Arby's Roast Beef Sandwich

We had just completed a Once-A-Month cooking day (website subscribers can read more here) where Annette (with help from the rest of us) prepares between 10 and 17 dinner meals which we store in the freezer for use later in the month. On Once-A-Month cooking day, Annette gets the night off from preparing dinner (after preparing so many meals, she deserves a break . . .

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Tired of Making Budget Cuts

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Poster: 
Steve
cutting the budget

Question: My husband and I have joked that we may have the third quarter blues.  In the 7 1/2 years we have been married we have paid off much of our student loans and paid cash towards our house in the amount of $40,000.  However, I have ONE loan left ($7500) before my husband can drop back to one job (he works 2). The plan is to have the student loan paid off in 12 months.  In the mean time I STILL have to find MORE ways to cut our budget before we can make the transition.

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