Just because romance is in the air, doesn’t mean that money has to fly out the window. There are lots of inexpensive romantic things you can do to celebrate Valentine’s Day or any other special day for that matter. In our area there are a couple of outdoor malls that host special f*ree events with horse-drawn carriage rides, chocolate tasting and other special activities.
Jill Cooper and Tawra Kellam are a mother / daughter dynamic duo of dollar stretching. As a single mom Jill raised two kids on a limited income without giving up their comfort or security. When Tawra married Mike, they struggled to raise their small family, but by applying the lessons learned from Jill (Tawra’s mom), they were able to pay off $20,000 worth of debt in five years. They did all of this on an average income of $22,000.
We’ve turned over a few pages of our book reviews to one of our subscribers, Gina Dale from Fairfield, Montana. We are grateful to Gina for taking the time to share some of her favorite books and web sites with all of us. Here's what she wrote:
Okay, so the title just doesn’t grab you (it didn't grab us either), we mean, who sets out to be average? An average family has piles of debt, loads of things they've purchased but don't need and spends way too much on their children.
If you’ve ever been drowning in a hopeless sea of debt, this book could definitely help you. Me’Shae talks at length about credit card company ploys, collection agencies, credit scores and securing a good credit counseling agency. She writes from her experience of being deeply in debt, her climb out of the debt trap and helping others do the same.
Greg Karp is an award-winning, nationally published newspaper columnist. He understands that earning more money isn’t the solution to most financial dilemmas — but that spending smarter is! He discusses evaluating your life insurance; owning cars; analyzing phone, internet and cable TV bills and usage; options to wasting money on overpriced bottled water; extended warranties; timeshares; smoking; playing lotteries and much more. This book talks about lots of very practical ways to save money — but doesn’t really address how to develop a budgeting system.
This book was profiled during Oprah’s Debt Diet series, so we decided to read it. Judith Levine is a writer, living with her “partner” Paul in New York City — they have no kids. The book was written to chronicle her year without buying anything (except food and other necessities).