Tawra Kellum and her mother Jill Cooper are a dynamic duo of frugality and have authored numerous ebooks about saving money.
As a single mom Jill raised two kids on a limited income without giving up their comfort or security. When Tawra married Mike, they struggled to raise their small family, but by applying the lessons learned from Jill (Tawra’s mom), they were able to pay off $20,000 worth of debt in five years. They did all of this on an average income of $22,000.
