MoneySmart Family - Book Info Page

Is it possible to raise financially responsible children, of any age, in a society
filled with consumerism and entitlement? The answer is yes—and the answer
is in The MoneySmart Family System!

The MoneySmart Family System—Teaching Financial Independence to Children of Ever


Best Parenting Resource!

NY Times best-selling authors Steve and Annette Economides raised their five kids while spending 77 percent less than the USDA estimated. And the money they did spend was also used to train their children to become financially independent.

The MoneySmart Family System will show you how to teach your children to manage money and have a good attitude while they’re learning to earn, budget and spend wisely.

Learn how to:

  • End the battle over clothing — forever.
  • Teach your children to be grateful and generous.
  • Inspire your kids to help with chores as a member of a winning team.
  • Prepare your kids for their first paying job.
  • Help your kids to pay for their own auto insurance, and even pay cash for cars.
  • Employ strategies for debt-free college educations.
  • Truly help your adult children when they want to move back home.
  • Be prepared to deal with your adult children when they ask for a bail-outs.

With clear steps for children of every age, The MoneySmart Family System proves that it’s never too early, too late, or too hard to start learning financial responsibility.


Paperback, eBook, Audio Book



Audiobook Sample

Resource Pages

Q & A with
Steve & Annette


BUY an Autographed Copy from Us! 
The MoneySmart Family System is available here at

1 Book
Autographed / Personalized Copy
$13 plus S&H


2 Books / SAVE $.50 EACH

Autographed with one of our other books
$12.50 each plus S&H



3 Books / BEST PRICE
Autographed with two of our other books
$11.66 each plus S&H


BUY the eBook or Audio version from Amazon or iTunes! 

From the iTunes Store

Paperback eBook 
eBook -
Kindle version
iOS version
Audio Book Audio Book


Chapters include:

  1. The 5/50/500 Rule
  2. How We Raised Five MoneySmart Kids
  3. Morning: First Things First
  4. School: More Than Book Smart
  5. Chores: The Gateway to Productive Work
  6. Round-Uup: A Neat Way to End the Day
  7. Giving and Sharing: The Blessings of Generosity
  8. Saving: Banking on Their Future
  9. Clothes Become a Money Tool
  10. Spending: Living with Limits
  11. Activities for Character, Strength, and Scholarships
  12. Playing and Paying: Toys, Recreation, and Technology
  13. Gifts and Gratefulness
  14. Miscellaneous Expenses: Essentials, Electives, and Extravagances
  15. To Work or Not to Work?
  16. Transportation: Getting Around
  17. Friends, Love, and Marriage
  18. College and Trade Schools (this is the largest chapter in the book with the potential to save more than $40,000)
  19. Bailouts: The $50,000 Boomerang
  20. MoneySmart Grandparents
  21. The Complete MoneySmart Family 

PLUS 2 Bonus Chapters Online:

22        To The Mom

23        To The Dad

Plus Bonus Resources too:

Steve & Annette were married in 1982 and have raised five moneysmart kids. They currently live in Scottsdale Arizona.

The MoneySmart Family System - Teaching your kids to be financially independent - no matter how old they are.


Watch this video that features our kids (when they were younger) and some of their money management skills.

In this video you'll hear from Steve & Annette along with Abbey (and her college scholarships), Becky (and her wedding gown) and Joe (as he divides up his paycheck). It's an overview of what is possible if you use the concepts presented in The MoneySmart Family System

In this video you'll hear Steve describe the goals of the MoneySmart Kids System they created and described in their book, "The MoneySmart Family System." They believe that teaching kids to be responsible with money and life skills starts at home. Follow their advice and your kids will learn to work, earn, save and spend their own money wisely.

Listen to Annette read Chapter 1 of The MoneySmart System audio book.


Read what the experts (and some everyday parents) think of
The MoneySmart Family System:

Dr. Laura “Every parent or parent-to-be should read this book! Steve and Annette Economides have given concrete steps to teach your children financial responsibility and independence, while making it fun as they learn. Adults can learn from this system too. A must-have for every family library shelf.”
—Dr. Laura Schlessinger, New York Times best-selling author and host of The Dr. Laura Program on SiriusXM
“Kudos, Steve and Annette, for another awesome winner! The MoneySmart Family System is the perfect guide for strategies to help raise financially responsible children with skills to successfully deal with the uncertainties of adult life. Sixty percent of today’s parents are assisting their financially dependent kids, so this book could not be more timely. It’s a must-read and a must-take-action tool.”
—Glinda Bridgforth, financial coach for Oprah’s Debt Diet and best-selling author of Girl, Get Your Money Straight
Dr. Barry Asmus “Foreign aid to poor countries and overly generous parents produce the same outcomes: initially, thankful responses; then in short order, increasing expectations; and not long after that, an attitude of entitlement. The best way I can think of to break the iron law of entitlement is through financial independence by becoming money smart. There is a saying that we should leave a better country to our children. But it’s more important to leave better children to our country. The MoneySmart Family System does all of this.”
—Dr. Barry Asmus, senior economist—National Center for Policy Analysis
Dr. Tim and Darcy Kimmel “You’ve made a great choice! You can’t go wrong by following in the footsteps of Steve and Annette as they walk you through a comprehensible, practical, and fail-safe way of getting your kids financially ready to stand on their own. Bottom line—your family’s stock value will go way up by reading and applying this life-changing book.”
—Dr. Tim and Darcy Kimmel, authors of Grace-Based Parenting and Little House on the Freeway 
Tim and Marci Salmon, Tim Salmon Los Angeles Angels “Steve and Annette's tips, ideas, and how-to's are useful no matter what your income level. All kids need to learn to be independent financially and emotionally and this book encourages you to be counter culture. Their proven methods give you hope that your kids can and will be financially stable adults. Thank you, Steve and Annette for your insight, discernment, and desire to share such wisdom. We’re anxious to get started with our own four kids!”
—Marci and Tim Salmon, retired MLB player for the Los Angeles Angels
Gary Foreman - The Dollar “Once again Steve and Annette Economides have done it. They’ve taken a complicated (and sometimes terrifying) subject and turned it into something that’s understandable for everyone. The MoneySmart Family System is truly a work of love. It’s about family first and finances second. Unlike other books that rehash the common expert views, Steve and Annette provide logical, personal, and practical advice. Money dominates many family dynamics today, often with devastating results. If you want your family to have a healthy relationship toward money and personal finances, you’ll want to use this book as your guide.”
—Gary Foreman, publisher of
Greg Karp “The money-saving power couple has done it again. In their new book, Steve and Annette Economides deliver must-have advice on raising MoneySmart kids. They share their experiences, parent to parent, about what works and what doesn’t when trying to teach your children about finances. This book goes far beyond a discussion of chores and allowances. Steve and Annette offer their take on everything from kids’ TV watching and video gaming to buying a first car and attending college. Give your kids the tools they need to earn, save, spend, and give their way to success. Start with buying this book.”
—Gregory Karp, author of Living Rich by Spending Smart and The 1-2-3 Money Plan
Howard Dayton Crown Ministries Compass Ministries The MoneySmart Family System is just that—smart. Steve and Annette have been passing on financial principles to their children for years and now you can learn their secrets too. The next generation needs to know how to steward their money, time, and possessions in a way that makes God and their parents smile.”
—Howard Dayton, founder of Compass—Finances God’s Way and author of Your Money Counts
Jeff Jones Big Daddy Weave “Intentional parenting! Two words that best describe this book. Why let the uninvited voices of the world determine how your children view money? This book is a foundational tool that will allow you to speak to the lives of your children in a positive way by enabling them to take control of their finances. This will give them a head start in life by teaching them principles that will stand the test of time regardless of the world’s financial challenges.”
Jeff Jones, drummer for Big Daddy Weave and founder of

John Rosemond - The Well Behaved Child

“This book is both insightful and right on the money! Excellent advice for families with kids of all ages.”

—John Rosemond, author of The Well-Behaved Child


JJ and David Heller, JJ Heller “Steve and Annette provide insightful and meaningful skills for parents as they instruct their children to not just be money conscious, but develop character that will push them toward success in their future. I look forward to sharing many of these life skills with my girls as they grow up!”

—JJ Heller, singer/songwriter

Sam Renick and Sammy Rabbit

“Steve and Annette Economides are American parenting heroes! Their latest book, The MoneySmart Family System, is magnificent. It is a beacon of hope for families. In it, moms, dads, and educators will discover several proven strategies on how practicing great money habits can transform the lives of people of all ages, regardless of their income, social or ethnic stratum. It’s a must-read.”

—Sam X Renick, author of It’s a Habit, Sammy Rabbit and founder of

John Trent - The Blessing “For more then twenty years, my wife and I have seen how Steve and Annette Economides’s down-to-earth, creative, fun, and brilliantly wise lessons on money have blessed their own family and helped thousands of other families as well. At last, they’ve captured all those hard-earned nuggets and put them into a MoneySmart system that can help even the most out-of-balance parents finally know how to raise MoneySmart kids. You will love this book’s authenticity, practicality, humor, and “Why didn’t I think of that?” reality. Most of all, this book will make you a hero in your kids’ eyes—particularly when they grow up being self-supportive, positive, happy adults who aren’t afraid of a changing, challenging future. Buying, reading, and applying this book is that rare, incredible investment that can absolutely protect, encourage, and “bless” your child—and you.”
—John Trent, PhD, author of the million-selling parenting book The Blessing and president of




I purchsed The MoneySmart Family System book and am trying to access the links identified in the book and on this page but I'm receiv

Thanks for your comment. The page permissions have been repaired and you should be able to access them now.